I have been scrambling (year after year!) to find an editable template with which I can submit my declaration for joint home loan. Finally ended up creating one from the pdf samples I found online, sharing it for the benefit of fellow citizens. You can download and edit the word .dotx file, you will have to work out the % share you'd like to declare for every year between the co-borrowers. 

Drop a note, if you have any doubts. 

‘நான் அல்ல நீரே' / 'Naan Alla Neerae' is a simple reflection of the conviction that the Spirit of God brought forth in my heart, after I experienced a life-changing encounter in a humble Christmas celebration back in December 2006, conducted by Upper Room Youth Mission at Kellys, Chennai. These early days were clearly marked with unexplainable joy, conviction, courage in Christ & burden for the lost. 

'Naan Alla Neerae' is the very first song I wrote during March 2008 as I read through Galatians 2:20 and committed to stand steadfast. 
“I have been crucified with Christ and I no longer live, but Christ lives in me. The life I now live in the body, I live by faith in the Son of God, who loved me and gave Himself for me.” 

Fast forward to 2020 during the COVID -19 lockdown, almost 13 years after I penned the lyrics, I stand as a testimony to confess the unbounded, unfathomable & unwavering Love of God, exhibited through his Mercy & Grace during each phase of my life. God has been patient in reminding His Laws & Promises to an imperfect & fickle being through the moments of ups & downs; times of success & failure; periods of loyalty & disobedience. This isn’t a proud confession that I was changed 'Overnight' or the work is 'Finished' in me, but a subtle revelation that I am a 'Work in Progress' and I yearn to 'Reflect the Christ' who dwells in me, in every way, every day! - Stephen Rajkumar

நான் அல்ல நீரே என் தேவா 
நான் அல்ல நீரே என் ராஜா 

பாவத்தில் தோய்ந்த என்னையுமே 
பரிவாய் தூக்கி எடுத்தீரே 

தீங்கு நாட்கள் சேரும் முன் 
உம்மை நினைக்க உதவும் ஐயா 

மாயை மாயை எல்லாம் மாயை  
உம்  அன்பை தவிர எல்லாம் மாயை 

எலியாவை போல வல்லமையாய் 
உலகை கலக்க அனுப்பும் ஐயா

Naan alla neerae en dheva
Naan alla neerae en raaja
(It’s not me, but it is Christ alone)

Paavathil thoaindha ennaiyume 
Parivaai thooki edutheerae
(When I was soaked in sin, You graciously picked me up)

Theengu naatkal saerum mun 
Ummai ninaikka udhavumaiyaa
(Help me to remember & cling to You, before the days of trouble could come)

Maayai maayai ellam maayai 
Um anbai thavira ellam maayai 
(All is vanity, except Your unchanging love)

Eliyaavai pola vallamaiyai 
Ulagai kalakka anuppum aiyaa
(Use me like Elijah to bring a revival in this world) 

'நான் அல்ல நீரே' - was released in the Audio CD ‘Umakkagave’ produced by Upper Room Youth Mission in 2009. The music was composed by K.Sam, additional Keys by Raj & Vocals by Dr. Harry, Lyric Video by Karthick David Joe (Blessed Man Branding - +91 739 746 6487)

I hope & pray that this song will minister to you. If you were blessed, write a comment or drop a note to njs.rajkumar@gmail.com / +91 994 100 9136

FaceBook- https://www.facebook.com/stephenrajkumar/
LinkedIn - https://www.linkedin.com/in/stephenrajkumar/

The Hindu Heritage Car Rally 2015 happened at Besant Nagar beach, Chennai on 31st January 2015 at 7.00 AM. A fleet of more than 50 vintage classic cars and bikes decorated the 1 KM stretch alongside the beach. It was such a great sight to witness the vintage beauties gleaming in full glory. More than 500 people had gathered early in the morning to catch a glimpse of decades old motor vehicles.

 I'll never go back to this restaurant.. ever. Trust me it is one of the worst in ECR off late. I was here with my cousins on Diwali day for lunch. Some 60% of the seats were occupied and we chose to sit in the Non-AC section. There were some 50 crows flying over the table-umbrellas to steal the food. 

Finally I got a chance to try Uber! After so much of speculation about it's "on demand" taxi hire business model, I had an opportunity to try it out. I had to rush home after a team dinner at Boat Club, RA Puram. The closest cab was 12 mins away when I pinned my location, It was a White Honda City with a fancy 6161 no. plate.