I have been scrambling (year after year!) to find an editable template with which I can submit my declaration for joint home loan. Finally ended up creating one from the pdf samples I found online, sharing it for the benefit of fellow citizens. You can download and edit the word .dotx file, you will have to work out the % share you'd like to declare for every year between the co-borrowers. 

Drop a note, if you have any doubts. 

In India, there are lots of strays around but you should beware of them as many of them are not immunized and can be infected with rabies. If you are bitten by a stray dog and your skin is broken and exposed to the salaiva of the animal, within 24 hours you should visit the vet to get a rabipur injection course. The rabipur will be injected on the 0, 3, 7, 14 and 28th days in the left arm.

It's never easy to rent an apartment in Chennai, especially if you are new to the city. The rental business is totally unorganized and it has become chaotic with small time brokers, who generally land you in the wrong place for a quick buck. But take heart, there's some relief now! Today, I met this gentleman called Kathiravan, CEO of OMR Rentals, he has a fresh approach to this rental business and has success fully completed 600 rental agreements in just 3 years! Isn't that amazing?

My mom lost her Nokia X2 mobile phone along with the super old (8 years) BSNL SIM card during an auto rickshaw ride.  More than the loss of handset, my mom was apprehensive about getting back the same BSNL mobile number. 

Buying an used car in India is not an easy deal at all, Second hand car market being an unorganized sector, there are high possibilities to get cheated by so called car dealers, who inflate the prices and sell poorly maintained, accident met and fake documented vehicles to innocent / ignorant victims. Here are few simple questions for you to ask the seller to understand the car you are buying. Used car valuation tools can certainly help you quote or bargain for the right price.